Regulators have legislative responsibility to establish solvency standards for insurers. Rating agencies have a commercial interest in providing a framework to gauge insurers’ capital adequacy. For each the focus is to assign capital charges to the various activities of insurers, tally their accumulation and conclude either the need for regulatory intervention or assigning a financial rating, respectively.
Read More
The NEAM Vantage Point series of publications delivers actionable insights to insurance executives by covering a wide range of investment and capital markets topics relevant to the insurance industry.