Legal Statement

In certain jurisdictions, where required by law, New England Asset Management, Inc. (hereinafter referred to as NEAM, Inc. or sometimes "us" or "we") may only transact business where it has filed notice or otherwise registered with the jurisdiction that it is conducting investment advisory business. In any jurisdictions where it has not provided notice or registered and is not otherwise exempt or excluded from such requirements, it cannot transact business as an investment adviser and may not be able to respond to your inquiries. By using this website, you agree at all times during your use of this website to abide by these terms of use and any additions or amendments to these terms. Please read the terms of use carefully. New England Asset Management, Inc. reserves the right at its sole and absolute discretion, to change, modify, add, or remove portions of these terms at any time. In addition, when using this website or a service of this website, you will be subject to any posted guidelines, rules or policies for the service. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms of use.

SECURITIES DISCLAIMER

The information contained on this website and NEAM, Inc.’s Extranet (hereinafter referred to as the “Extranet”) has been prepared and obtained from original sources and data we believe to be reliable, but we make no representations as to its accuracy, timeliness or completeness. While we endeavor to ensure the accuracy of the information it is subject to change without notice and we do not undertake to update or revise on any particular basis. Nothing on this website or Extranet shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Please consult with your investment professionals, tax advisors or legal counsel as necessary before relying on this material.

Additional information about New England Asset Management, Inc. is also available on the SEC's website at www.adviserinfo.sec.gov.

PROPRIETARY RIGHTS

NEAM, Inc. maintains this website as a service to the Internet community. The design of this website, and information contained within are the property of NEAM, Inc. and protected by copyright, trademark and other intellectual property and proprietary rights. The selection, arrangement and design of the entire contents of this website, as well as the original contents herein, are the property of NEAM. New England Asset Management, CARA and Partnership at Work are service marks or registered service marks of General Re Corporation. Other product and company names mentioned herein might be the trademarks or service marks of their respective owners.


This website may be viewed and its contents downloaded by you for your own personal non-commercial use or your companies' internal use. You must keep intact all copyright and other proprietary notices. The website and its contents may not be displayed, modified, transmitted, reproduced, copied, licensed, sold, broadcast, published, re-published or distributed in whole or in part in any manner without the prior written consent of NEAM, Inc. or General Re Corporation.

COPYRIGHT COMPLAINTS

NEAM, Inc. respects the intellectual property of others, and we ask our users and visitors to do the same. NEAM, Inc. may, in appropriate circumstances and at its discretion, terminate access to a user or visitor who infringes the intellectual property rights of others. If you believe that your work has been copied and is accessible on the NEAM, Inc. website in a way that constitutes copyright infringement, please notify NEAM, Inc. by providing its Copyright Agent (see below) with the following information:

  1. a description of the copyrighted work that you claim has been infringed;
  2. a description of where the material that you claim is infringing is located on the NEAM, Inc. website;
  3. your address, telephone number, and email address;
  4. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  6. a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf

NEAM, Inc.'s Copyright Agent for Notice of claims of copyright infringement on this web site is:

By Mail: Bob Emery, Head of Investment Systems
New England Asset Management, Inc. 
Pondview Corporate Center 
74 Batterson Park Road 
Farmington, CT 06032 
By E-mail: bob.emery@neamgroup.com

 

DISCLAIMER

This website has been established for the benefit of NEAM, Inc., its clients' authorized users and other visitors. If you are a visitor to this website, or an authorized user of NEAM, Inc.'s Extranet, you may also have the ability to receive personalized email alerts, to receive publications authored by NEAM, Inc. personnel, to retrieve investment accounting reports for your investment portfolio(s), to access NEAM, Inc.'s data warehouse, and to use NEAM, Inc.'s market monitor, portfolio analysis, peer analysis and asset allocation quantitative tools and models.


NEAM, Inc. disclaims any and all liability for any delay and/or failure in receiving email alerts, retrieving investment accounting reports for your investment portfolio(s), accessing NEAM, Inc.'s data warehouse, and using NEAM, Inc.'s market monitor, portfolio analysis, peer analysis and asset allocation quantitative tools and models.


NEAM, Inc. does not undertake to respond to any electronic mail, submissions or requests from visitors who are not clients of NEAM, Inc. There is no promise or undertaking by NEAM, Inc. that it will provide or continue to provide personalized portfolio analyses or other monitoring report features to users of this website. By using this website, you acknowledge that it has been provided for the convenience of NEAM, Inc.


NEAM, INC. EXPLICITLY DISCLAIMS RESPONSIBILITY FOR ANY FAILURE OF ANY TRANSMISSION TO REACH ITS INTENDED RECIPIENT OR FROM ANY RESULT OF SUCH FAILURE. NEAM, Inc. also notifies users that it may not inform the visitor of the results of the attempted transmission or failure thereof through the website. NEAM, Inc. may discontinue any and all applications, tools and features available on the website at its sole and absolute discretion.


NEAM, Inc. will use reasonable efforts to include accurate, reliable and up-to-date information, but make no warranties or representations as to the truth, accuracy, reliability, usefulness, and timeliness of the data and tools on the website. NEAM, INC. SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND RELATED TO OR ARISING OUT OF: (1) YOUR ACCESS OR INABILITY TO ACCESS OR YOUR USE OR YOUR INABILITY TO USE NEAMGROUP.COM OR OTHER WEBSITES OWNED OR CONTROLLED BY NEAM, INC.; (2) YOUR RELIANCE ON THE INFORMATION PROVIDED IN ANY NEAM. INC. WEBSITE OR SERVICE; OR (3) FOR THE LOSS CORRUPTION, OR MISDIRECTION OF ANY DATA OR INFORMATION THAT YOU PROVIDE TO US.


WE ALSO DISCLAIM ALL LIABILITY FOR ANY COMPUTER VIRUSES OR OTHER DISABLING COMPUTER CODE THAT MAY BE LOADED INTO USER'S COMPUTERS WHEN THEY DOWNLOAD DOCUMENTS FROM THIS WEBSITE. NEAM, INC. PROVIDES ACCESS TO TOOLS, INCLUDING DOWNLOADABLE TOOLS, BUT DOES NOT GUARANTEE THEIR FITNESS FOR ANY PURPOSE, THEIR SUITABILITY FOR ANY TASK, THEIR ACCURACY, RELIABILITY OR USEFULNESS, OR THEIR COMPATABILITY WITH YOUR COMPUTER OR SYSTEM. 


Users of this website are strongly advised to obtain and use appropriate anti-virus and security software. The access provided to the tools on any NEAM, Inc. website or service does not include any proprietary rights in the tools. The rights to any such tools shall at all times be retained by NEAM, Inc. or its third party licensors. Although NEAM, Inc. will not knowingly infringe the rights of third parties, it makes no representation or warranty that the tools provided do not infringe the rights of others.


Clicking on certain links within this website will let you leave NEAM, Inc.'s website. The linked websites are not under the control of NEAM, Inc. and NEAM, Inc. is not responsible for the contents of any linked website or any link contained in a linked website. NEAM, Inc. provides these links to you only as a convenience, and inclusion of any link does not imply endorsement by us of a linked website. NEAM, Inc. is under no obligation to maintain any link on this website and may remove a link at any time in its sole discretion for any reason whatsoever.


This Legal Statement and any agreements or statements contained herein do not create a confidential relationship between you and us. We shall have no liability whatsoever for the results of your postings and submissions to this website or by means of this website. You agree to defend, indemnify and hold us, our employees, agents, officers, directors, contractors, suppliers and other representatives harmless from and against all liabilities, damages, claims, actions, costs and expenses (including attorneys' fees), in connection with or arising from your breach of these terms of use and/or your use of the Site.


We reserve the right at all times and in our sole discretion to change the services referred to in www.neamgroup.com.

Security

NEAM, Inc. cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. Once a client is logged onto our client portal located at www.neamgroup.com using two-factor authentication, all information and reports will be transmitted utilizing the Secure Socket Layer (SSL) protocol, a security protocol to help safeguard information while interacting with you on the website. This encrypts your information so a third party cannot easily read the information while in transit.


Electronic Message and E-Mail Security - Messages traveling through the Internet using your Internet provider's e-mail process are subject to viewing, alteration and copying. NEAM, Inc. is not responsible for the security or confidentiality of communications you send to www.neamgroup.com through the Internet using the e-mail process.

TERMINATION

These terms of use are effective until terminated by either party as follows: (1) you may terminate by discontinuing use of this website and destroying any materials obtained from this website; and (2) NEAM, Inc. may terminate this agreement at any time without notice, and remove and discard the website or any content within the website, for any reason, including, without limitation, for lack of use, or if NEAM, Inc. believes in its sole discretion that you have violated or acted inconsistently with the letter or spirit of the terms of use. NEAM, Inc. may also discontinue providing this website and service at any time, with or without notice.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND THAT UNDER NO CIRCUMSTANCES SHALL NEAM, INC., ITS PARENT COMPANY, OR ANY OF ITS PARENT'S SUBSIDIARY COMPANIES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS WEBSITE, EVEN IF NEAM, INC. OR A NEAM, INC. AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES ANY STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE.


SINCE SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL NEAM, INC.'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS U.S.

 

INTERPRETATION

The provisions of this Legal Statement and the terms and conditions of use in this statement are intended as guidelines and are not meant to be exhaustive. Generally, conduct that violates law, regulation, or the accepted norms of the Internet community, whether or not expressly mentioned in this statement, is prohibited. NEAM, Inc. reserves the right at all times to prohibit activities that damage its commercial reputation and goodwill or the commercial reputation and good will of its vendors and clients. We may modify the terms and conditions of this statement at any time and NEAM, Inc. may add or delete any provision at any time without notice. NEAM, Inc. may take whatever action we deem appropriate, including (among other things) investigating allegations of improper activities, making reports to law enforcement authorities or suspending or terminating service to you, if it believes that there has been a violation of the terms and conditions of this statement or a breach of any agreement with you.

 

CHOICE OF LAW AND JURISDICTION

These terms of use will be governed by and construed in accordance with the laws of the State of Connecticut, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or U.S. federal courts located in Connecticut and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.



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